Credit card is a ubiquitous thing, as of now. That rectangle size plastic card having a magnetic strip in the middle, can give the card holder a lot of confidence and convenience but cam also bring misery, if someone uses that carelessly.
Credit card provides the easiest way to access credit. One can access instant credit from the credit card but if a person, use the card imprudently, and then can find himself in a debt trap.
Though people know that they can get trapped in debt by using a credit card but everyone is using it, because they know the cons of not having a credit card.



